BFSI insights

Grounded in Reality: Learning and Deploying Proactive LLM from Offline Logs

Published 7 Nov 2025 · arXiv · Fei Wei
arXiv preview

Overview

The paper presents 'Learn-to-Ask', a framework designed to transform large language models (LLMs) into proactive dialogue agents by learning from offline logs. This approach addresses the challenge of bridging the 'reality gap' in high-stakes domains by eliminating the need for complex user simulators.

Key Insights

  • Framework Introduction: 'Learn-to-Ask' leverages offline expert data to train LLMs to be proactive, focusing on what to ask and when to stop.
    • Evidence: Empirical tests on a real-world medical dataset showed superior performance to human experts.
    • Verifiable: Yes, through the described empirical tests.
  • Automated Grader Calibration: Ensures reward fidelity by purging noise from the LLM-based reward model with minimal human supervision.
    • Evidence: Described as part of the framework's methodology.
    • Verifiable: Yes, through framework documentation.
  • Deployment Success: Successfully deployed in a live, large-scale online AI service, demonstrating real-world applicability.
    • Evidence: Deployment details provided in the paper.
    • Verifiable: Yes, through deployment records.

BFSI Relevance

  • Why Relevant: The framework's ability to transform LLMs into proactive agents is crucial for high-stakes BFSI applications, such as customer service and fraud detection.
  • Primary Sector: Financial Services
  • Subsectors: Customer Service, Fraud Detection
  • Actionable Implications:
    • Consider adopting proactive LLM frameworks for enhanced customer interaction.
    • Evaluate the framework's applicability in fraud detection systems to improve response times and accuracy.
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